Unlock Your Home’s Value with a Cash-Out Refinance

Turn your home’s equity into cash for life’s big moments with CrossCountry Mortgage.
Your home’s value may have soared since you bought it, and that equity could be the key to funding your dreams. Whether it’s home renovations, paying off high-interest debt, or covering tuition, a cash-out refinance lets you access that value without the steep rates of credit cards or personal loans.
With a cash-out refinance, you replace your current mortgage with a larger one, taking the difference in cash. Our expert team at CrossCountry Mortgage will guide you through the process, ensuring you understand your equity and how to use it wisely to achieve your financial goals.

Explore Your Cash-Out Refinance Options

Choose the Right Cash-Out Refinance for You

With various cash-out refinance options, you can tap into your home’s equity to meet your unique financial needs. Whether you’re looking to fund major expenses, pay off debt, or simplify your finances, our team at CrossCountry Mortgage will help you find the best loan type to achieve your goals.

Conventional Cash-Out Refinance

Borrow up to 80% of your home’s value without mortgage insurance. Meet standard credit and income requirements for a flexible way to access your equity.

Student Loan Cash-Out Refinance

Pay off student loans directly with your home’s equity, keeping 20% equity in your home. You may also pocket up to $2,000 for other needs.

VA Cash-Out Refinance

For Veterans and eligible military members, borrow up to 100% of your home’s value. Our team will help secure your Certificate of Eligibility.

FHA Cash-Out Refinance

Borrow up to 80% of your home’s value with more flexible credit requirements. Ideal if you don’t qualify for a conventional loan, despite added insurance costs.

How a Cash-Out Refinance Works